Welcome to Expentomy
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Choose your plan
Start managing your finances with a schedule that actually works.
Monthly
Annual Save 20%
1 Accounts
2 Expenses & Income
3 Debt Priority
4 Schedule
5 Summary
Import Accounts from File
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CSV Format
id,name,type,balance,originalBalance,creditLimit,apr,interestDate,isDefault ,Chase Checking,Checking,3200.00,,,,,true ,Chase Savings,Savings,8500.00,,,,,false 42,Citi Card,Credit Card,0.00,,5000.00,24.99,25,false 57,SoFi Loan,Personal Loan,9200.00,15000.00,,13.75,15,false
id: optional — if it matches an existing account it will be updated in place; leave blank to add a new account. type: Checking, Savings, Credit Card, Personal Loan, Auto Loan, Mortgage. creditLimit: Credit Card only. apr & interestDate: Credit Card and Personal Loan only (interestDate = day of month 1–28). Leave unused fields empty. isDefault: true for one account only.
Accepts .csv — updates existing accounts by id, adds new ones
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Plaid Bank Sync
Connected
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Financial Accounts
Add your financial accounts
0
💡 You can use real or made-up numbers
Your data stays private and never leaves your account. Feel free to use approximate balances or test figures — the schedule will still give you an accurate picture of how your finances flow. You can update the numbers any time.
Import Expenses & Income from File
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CSV Format
name,type,amount,frequency,freqDetail,advancePay,sourceAccount,destAccount Monthly Salary,Income,5000,monthly,1,0,,Chase Premier Checking Netflix,Bill,17.99,monthly,15,0,Chase Premier Checking, Rent,Bill,1800,monthly,1,0,Chase Premier Checking, Car Payment,Debt,425,monthly,5,0,Chase Premier Checking, Gym Membership,Luxury,49.99,monthly,10,2,Chase Premier Checking, Groceries,Required,200,biweekly,2026-03-14,0,Chase Premier Checking, Car Insurance,Bill,135,quarterly,1,1,Chase Premier Checking, Life Insurance,Bill,320,annually,1-6,0,Chase Premier Checking, Bonus Payment,Income,500,custom,2026-04-01|2026-07-01|2026-10-01,0,,Chase Premier Checking
frequency: daily, weekly, biweekly, monthly, quarterly, annually, custom. freqDetail: for weekly=day number (0=Sun), monthly/quarterly=day of month, biweekly=YYYY-MM-DD start date, annually=day-month (e.g. 15-3), custom=pipe-separated dates (e.g. 2026-04-01|2026-07-01). advancePay: skip count. sourceAccount: exact account name for expenses (Checking/Savings). destAccount: exact account name for income (Checking). Leave blank to apply default rules.
Accepts .csv
Debt accounts detected — auto-suggest minimum payment expenses?
Expenses & Income
Add up to 20 items
0 / 20
Debt Payoff Priority
Drag to set the order in which debts are paid off when a surplus is available. Highest priority is paid first.
💡
Prioritize high-APR cards — even if they're at $0 now
Cards you occasionally swipe — to earn rewards, cover emergencies, or keep the account active — can suddenly carry a balance.
When that happens, Expentomy will automatically target them in the order you've set here.
Ranking a zero-balance card doesn't affect your schedule today —
but if a balance appears, it goes straight to the top of your payoff queue so high-interest debt never quietly lingers.
✓ Protects against surprise interest charges
✓ Keeps dormant cards in your payoff strategy
✓ No impact on schedule until a balance is detected
Import Debt Priority from File
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CSV Format
priority,name,type,balance,originalBalance,creditLimit,apr,interestDate,isDefault 1,Citi Double Cash Card,Credit Card,0.00,,5000.00,24.99,25,false 2,SoFi Personal Loan,Personal Loan,9200.00,15000.00,,13.75,15,false 3,Toyota Financial Auto Loan,Auto Loan,18400.00,22000.00,,,,false 4,Rocket Mortgage,Mortgage,284000.00,310000.00,,,,false
priority: rank order (1 = highest) for debt accounts only — blank for Checking, Savings, etc. All other columns match the Accounts import format. Exports from Step 3 include every account and can be reimported directly into Step 1.
Accepts .csv · overwrites current priority order
No debt accounts found. Add Credit Card, Personal Loan, Auto Loan, or Mortgage accounts in Step 1 to set priority.
Payment Schedule
| Date | Name | Type | Account | Amount | Balance After |
|---|
Highlighted rows indicate a negative balance warning
Transfer Action Plan
Execute these transfers immediately after each income
deposit to cover upcoming bills and prevent late fees.
deposit to cover upcoming bills and prevent late fees.
Account Projections
Payoff & Utilization